The Illinois Department on Aging (IDoA) is encouraging everyone with Medicare to check if their plan still meets their needs and budget during this year’s Open Enrollment Period, which runs through Dec. 7, 2024. Individuals can get free help comparing health and drug plan options by contacting the state’s Senior Health Insurance Program (SHIP). SHIP counselors are available in person and online throughout the year, but they are especially helpful during Open Enrollment from Oct. 15 to Dec. 7, when people with Medicare can join or switch health and prescription drug plans for the coming year. For those who switch plans, coverage starts on Jan. 1, 2025. New for 2025, yearly out-of-pocket costs for Medicare drug plan-covered prescription drugs will be capped at $2,000. People with Medicare Part D prescription drug plans can also choose to spread their out-of-pocket costs across the calendar year instead of paying all at once at the pharmacy. To get help understanding your Medicare options and how you can save money on costs, call or visit a SHIP site near you. You can also compare 2025 coverage options and shop for plans using Medicare’s Plan Finder or by calling 1-800-MEDICARE to talk with a customer support representative. TTY users should call 877-486-2048. The Medicare Support Hotline is available 24/7, except for some federal holidays.