This week is the kickoff for Open Enrollment on the Get Covered Illinois Health Insurance Marketplace, with 11 health insurance companies offering plans. Illinoisans can enroll through January 15th. The Illinois Department of Insurance also released health insurance rates for the 2025 Plan Year. Plan availability and rates will vary based on where a consumer lives. In some areas of the state, consumers will see a decrease in health insurance premiums, and other areas will see increases, with the majority of counties having rate changes between -6% and 10% (in the second-lowest cost Silver plan). The average rate change across all rating areas for the second lowest cost Silver plans is a 0% increase.

New for OE 2025 Plan Year:

• The Get Covered Illinois Navigator Program provides free enrollment assistance to Illinoisans across the state who have questions, need help enrolling in coverage, or want to change health plans. They can use the Find Local Help tool on GetCoveredIllinois.gov to find our navigators in their area.

• DACA Rule – A new federal rule will allow Deferred Action for Childhood Arrival (DACA) recipients to enroll in health coverage through the Get Covered Illinois Marketplace for the first time, starting November 1, 2024. Eligible DACA recipients can receive financial help if they qualify. Visit Get Covered Illinois for FAQs about the enrollment process.

Consumers must enroll by December 15th for their health insurance coverage to start on January 1st, 2025. Coverage for consumers who enroll between December 16th and January 15th will begin on February 1st. For information on the Get Covered Illinois Marketplace Open Enrollment period, visit: GetCoveredIllinois.gov